Understanding Bicycle Accidents

Cyclists are among the most vulnerable road users. With no metal frame, airbags, or seatbelt for protection, even a relatively low-speed collision with a motor vehicle can cause serious injury. Bicycle accidents often happen at intersections, in bike lanes, or when a driver fails to check for cyclists before turning or opening a car door — and injured riders are frequently left dealing with significant medical bills and a damaged or destroyed bike.

Because many people mistakenly assume cyclists share equal blame simply for being on the road, insurance companies sometimes push back harder on bicycle accident claims than on typical car-versus-car crashes. An attorney experienced in cyclist injury cases knows how to establish driver negligence clearly, using traffic laws, right-of-way rules, and physical evidence from the scene.

If you were injured while cycling — whether on a road, in a designated bike lane, or on a shared path — you may be entitled to compensation from the at-fault driver's insurance, and in some cases from a government entity if a road hazard contributed to the crash.

Common Causes of Bicycle Accidents

'Dooring' accidents

A parked car's door opening into a cyclist's path is a frequent and often serious cause of injury.

Right-hook and left-hook collisions

Drivers turning across a cyclist's path without checking bike lanes or oncoming cyclists.

Failure to yield at intersections

Cyclists have the right of way in many of the same situations as other vehicles, which drivers sometimes ignore.

Unsafe passing distance

Many states require drivers to leave a minimum distance when passing cyclists; violations can cause sideswipe collisions.

Road hazards

Potholes, debris, and poorly maintained bike lanes can cause a cyclist to lose control, sometimes into traffic.

Common Injuries

Every case is different, but people injured in a bicycle accident frequently experience:

  • Traumatic brain injury and concussion
  • Road rash and skin injuries
  • Fractures, especially of the collarbone, wrist, and arm
  • Spinal injuries
  • Facial and dental injuries
  • Soft tissue and joint injuries

Who Can Be Held Liable?

A negligent driver

Most bicycle accidents involve a driver who failed to yield, turned unsafely, or was distracted.

A government entity

Poorly designed or maintained bike infrastructure can create liability for a city or county.

A commercial entity

Delivery drivers or company vehicles involved in a crash can create employer liability.

Compensation You May Be Entitled To

Medical expenses

Costs of emergency treatment, orthopedic care, and rehabilitation.

Bicycle and gear replacement

Compensation for the damaged or destroyed bike, helmet, and other equipment.

Lost wages

Income lost while recovering from injury.

Pain and suffering

Compensation for physical pain and disruption to daily life and activity.

Legal Issues Unique to Bicycle Accidents

Right-of-way and bike lane laws

Traffic laws specific to cyclists vary by state and city, and understanding them is often key to establishing fault.

Assumption of shared blame

Insurers sometimes unfairly assume cyclists contributed to the crash. Scene evidence and traffic law analysis can counter this.

Hit-and-run cyclist collisions

Cyclists are unfortunately common victims of hit-and-run incidents, which may require pursuing uninsured motorist coverage.

FAQ

Bicycle Accidents Questions, Answered

Who is at fault if a car hits me while I'm riding in a bike lane?
In most cases, a driver who fails to yield to a cyclist lawfully riding in a bike lane is at fault. Specific traffic laws vary by state and locality.
What if the driver who hit me left the scene?
Hit-and-run bicycle accidents can often be pursued through your own uninsured motorist coverage, and in some cases through police investigation that identifies the driver later.
Can I recover the cost of my bike and gear?
Yes, in most cases you can seek compensation for the repair or replacement value of your bicycle, helmet, and other damaged gear as part of your claim.
Do I need to have been wearing a helmet to file a claim?
No — you can generally still file a claim without a helmet, though in some states this could be a factor if you suffered a head injury specifically. An attorney can explain how this applies in your state.

Injured in a Bicycle Accident?

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